What we are
A regulated wallet, payments and payout rail operating in Zimbabwe — used inside the Thuma Express group and available on its own.
ThumaPay exists because moving money in Zimbabwe costs more than it should, and costs more than people are told. We are building a financial platform designed to be honest about price and boring about reliability.
A regulated wallet, payments and payout rail operating in Zimbabwe — used inside the Thuma Express group and available on its own.
A price you cannot see is a price you did not agree to. Every fee is shown before confirmation, and statutory tax is never disguised as our charge.
Individuals sending and receiving, drivers being paid, and businesses collecting from customers who do not all bank the same way.
ThumaPay is a distinct regulated subsidiary, not a trading name of the logistics business. That separation is deliberate and it matters legally.
| Entity | Role | Jurisdiction |
|---|---|---|
| Thuma Express Holdings, Inc. | Group holding company; owns the intellectual property | Delaware, USA |
| ThumaPay Zimbabwe (Pvt) Limited | Regulated financial services — wallet, payments, payouts | Harare, Zimbabwe |
| Thuma Express Zimbabwe (Pvt) Limited | Logistics and mobility operations | Harare, Zimbabwe |
ThumaPay Zimbabwe (Pvt) Limited also trades as ThumaCredit and ThumaShield. Your wallet contract is with ThumaPay Zimbabwe (Pvt) Limited.
Same-day and scheduled delivery. Driver earnings settle into ThumaPay wallets.
Working-capital advances for verified drivers, repaid automatically from future payouts.
Cargo micro-insurance embedded in every booking, with premiums settled from wallet balance.
The physical network — drop-off points and storefronts where cash moves in and out of the wallet.
Press, partnerships, regulatory correspondence and anything that does not belong in a support queue.
hello@thumapay.com
+1 (302) 272-5696
Harare, Zimbabwe
ThumaPay Zimbabwe (Pvt) Limited
Harare, Zimbabwe
A subsidiary of Thuma Express Holdings, Inc.
Delaware C Corporation · File No. 10709156
Incorporated 23 July 2026
2093 Philadelphia Pike, Suite #1252,
Claymont, DE 19703, USA
Open a wallet, or bring your business onto a rail that reconciles without a fight.
Tell us you want in and we will contact you when the service launches in your area. We will use your details for that and nothing else.
This opens your email app with the details filled in. Nothing you type here is stored in your browser.
ThumaPay Zimbabwe (Pvt) Limited is preparing to operate a regulated payment service. This notice covers how we handle data today, and how we will handle it once live.
If you join the waitlist or contact us, we hold your email address and what you told us, so we can reply and let you know when the service opens. Nothing more.
To provide the service, to meet anti-money-laundering and record-keeping duties under Zimbabwean financial services law, to investigate disputes, and to prevent fraud.
Request a copy, ask us to correct it, or complain: hello@thumapay.com. Where a legal duty requires retention, we cannot delete on request.
With regulators and law enforcement where legally required, and with providers processing it on our instructions under contract. We do not sell personal data.
Our Terms of Service — who you are contracting with, how subscriptions are billed, and how to cancel — are published in full at thumapay.com/terms-of-service.
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