Send money
To another wallet, to mobile money, or straight to a bank account. Wallet-to-wallet transfers are instant and free.
Your money. Instant. Safe.
Every fee, before you confirm.
ThumaPay is the wallet behind every Thuma service — and a wallet you can use on its own. Send money, get paid, settle bills and move cash in and out, with the full cost shown up front. No rounding. No surprises.
Card details never touch our servers
Thuma Express Holdings, Inc. · Delaware
IMTT itemised separately
Fee preview — illustrative
Nothing hidden
USD $
Recipient receives$50.00
ThumaPay fee$0.60
IMTT (2%, statutory)$1.00
Total charged to you$51.60
Illustrative rates for demonstration. The app shows the exact figures for your transfer before you confirm, and the Intermediated Money Transfer Tax is always itemised separately from our fee.
2 dp
Every amount shown to the cent
0
Hidden charges, by design
12
Thuma services it powers
24/7
Transfers between wallets
What it does
One wallet, four everyday jobs
Built for how money actually moves in Zimbabwe — between people, into businesses, and in and out of cash.
Get paid
Receive payouts from Thuma work, salary payments, or transfers from family. Funds land in your wallet, ready to spend.
Pay bills
Settle utilities, airtime and subscriptions from the same balance, with the charge itemised before you confirm.
Cash in and out
Top up or withdraw at any ThumaHub. The fee is shown before the agent touches your money.
How a payment works
Four steps, no guesswork
01
Enter the amount
Type what you want the recipient to receive. ThumaPay works backwards from that figure, so the person on the other end gets exactly what you intended.
02
See the full cost
Our fee and the statutory IMTT are listed on separate lines, then totalled. You see the number that will leave your balance before you agree to anything.
03
Confirm
Authorise with your PIN or biometrics. Wallet-to-wallet payments settle immediately; bank transfers follow the clearing window shown on screen.
04
Keep the receipt
Every transaction produces an itemised record you can export. The same breakdown you approved is the one stored against your account.
Embedded across the group
The rail underneath every Thuma service
ThumaPay is not a separate app you have to remember. It is the payment layer inside the services you already use — and it settles them all to one balance.
Driver payouts
Drivers on Thuma Express and ThumaRide are paid into their wallet, so earnings are available without a bank run.
Insurance and advances
ThumaShield premiums and ThumaCredit repayments settle straight from wallet balance, with each deduction itemised.
One statement
Deliveries, rides, advances and bills appear on a single ledger instead of scattered across providers.
Where ThumaPay lives
ThumaPay is inside the Thuma Express app.
There is no separate wallet to download. Install Thuma Express and ThumaPay is already there — the same balance behind a delivery, a ride, a rescue call-out and a bill.
Already using Thuma Express? ThumaPay is under Wallet in the app. More about the group at thumaexpress.com.
- Send and receive money, with every fee shown before you confirm.
- Pay for any Thuma service straight from the wallet — no card, no cash.
- Cash in and out at Thuma agents and hubs.
- ThumaCredit and ThumaShield, applied for and managed in the same place.
- Every transaction itemised, with IMTT shown separately.
One network
Twelve services. One balance. One statement.
ThumaPay is not a wallet that happens to sit beside a courier. It is the settlement layer the whole Thuma Express network runs on — every fare, every delivery, every premium and every payout moving through one ledger, in one place, itemised the same way.
- ThumaPay Wallet, payments and settlement — the rail every other service is paid on. You are here
- ThumaExpressSame-day and next-day parcels across Zimbabwe.
- ThumaRideRides, priced by distance before you accept.
- ThumaDropSend a parcel from a counter near you, no collection needed.
- ThumaHubThe counters and agents where cash meets the network.
- ThumaTradeShops sell; their orders arrive as deliveries automatically.
- ThumaRescueRoadside call-outs, dispatched like any other job.
- ThumaChauffeurA driver for the day, booked by the hour.
- ThumaFleetVehicles, drivers and their earnings, managed together.
- ThumaCreditAdvances against work already done, repaid from the wallet.
- ThumaShieldCover for the parcel, the trip and the person carrying it.
- ThumaITThe systems work the network runs on, offered to others.
- ThumaGlobalMoney home from the diaspora, landing in the same balance.
Every one of them settles here. That is why a driver can be paid for a rescue at 2am, buy airtime at 2:05, and see both lines on the same statement — with the IMTT on each shown separately, because a fee you cannot find is a fee you did not agree to.
Open a ThumaPay wallet
Verification takes minutes. Once you are set up, every fee you ever pay will be shown before you confirm it.